This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Target Market Determination is also available. Read the Product Disclosure Statement before buying this insurance. Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. If you are eligible for more than one discount we usually apply any subsequent discount to the already discounted premium. The discount is generally applied to the premium before we add taxes and charges. Discounts also not applicable to Roadside Assist, GIO Home Assist, Excess-free Glass or Domestic Workers Compensation optional covers. A GIO NSW CTP Green Slip and a GIO ACT MAI insurance policy count as eligible policies, but the premium for these policies cannot be discounted. Where applicable, an eligible policy includes any level of cover selected for that policy type. Eligible policies that qualify for the MPD are: Home Building, Home Contents, Landlord Property, Landlord Contents, Car, Motorcycle, Caravan (including trailer) and Boat Insurance. and underwritten by Aviva General Insurance Company. ^A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. Home and auto insurance products are distributed by RBC Insurance Agency Ltd. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). *No bushfire, storm or flood cover in the first 72 hours of your policy.

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